This Privacy Policy describes how AYAT KART and its affiliates TOPRIZE, collect, use, share, protect or otherwise process your personal data through our website https://www.toprize.co.in/. You may browse certain sections of the Platform without registering with us. We do not offer any product/service outside India and your personal data will primarily be stored and processed in India. By using this Platform, providing your information, or availing any services, you agree to be bound by the terms of this Privacy Policy and the laws of India.

We collect personal data when you use our Platform, services, or interact with us, including information provided during registration or transactions such as name, date of birth, address, phone, email, or other identity documents. Sensitive data may be collected with your consent, such as payment information or biometric data, as permitted by law. You may choose not to provide certain information by not using specific services or features.

We use personal data to provide services, enhance customer experience, resolve disputes, inform you about offers, products, services and updates, detect fraud, enforce terms, conduct research, and as otherwise described at the time of collection. Access to services may be restricted if permission is not provided.

Your personal data may be shared within our group, affiliates, business partners, and third-party service providers to provide services, comply with legal obligations, enforce agreements, prevent fraud, or investigate illegal activities. Disclosures may include government agencies or law enforcement when required by law.

To protect your data, we adopt reasonable security practices and procedures, but transmission over the internet cannot always be fully secure. Users are responsible for safeguarding login credentials.

You may delete your account through your profile settings or by contacting us. Deletion may be delayed due to pending transactions or legal obligations. Personal data is retained only as long as necessary or required by law, but anonymized data may be kept for analytical purposes.

You have the right to access, rectify, and update your personal data. By using the Platform, you consent to collection, use, storage, disclosure, and processing of your data as described in this Privacy Policy. Consent can be withdrawn by contacting the Grievance Officer, though withdrawal may affect access to certain services.

Please check this Privacy Policy periodically for updates. We may modify this policy to reflect changes in practices and notify users as required by applicable laws.